New to Canada Mortgages
Tailored programs when you're building credit and life in a new country.
Toronto welcomes thousands of newcomers each year. Lenders differ widely on how they treat foreign credit, down payment sources, and employment letters — I match you to programs designed for new permanent residents, work permit holders, and recent arrivals.
Typical documents
- ID & immigration status proof
- Canadian employment letter or contract
- Down payment verification (90-day history)
- Foreign credit report where accepted
Pair with first-time buyer programs when both apply.